We have been in business since 2008. Over this period of time we have helped thousands of clients fulfill their borrowing needs, through our professional expertise.

Will we need to pay any upfront charges with your personal funding services?
No upfront fees or application fees are charged by our company. We do require you to hold a subscription to CreditCheckTotal.com throughout the funding process, which does require a monthly fee.
Can a co-signer be used when applying for a personal loan?
No, a co-signer may NOT be used. Whoever is on the loan application must meet all qualifications for funding.
What is the minimum credit score required to obtain a personal funding?
Your credit score must be a minimum of 660 (unless military affiliated). In addition, your credit profile must also meet other basic qualifications.
Can I still qualify for a loan with a Bankruptcy on my credit report?
Yes, BK must be at least 5 years old.
A prequalification evaluation will take approximately how long?
Prequalification’s typically take 24-48 hours, not including weekends and holidays.
How long does it take to complete the personal funding process?
Each file is case-by-case. The files that meet every credit requirement will typically have bank approvals within 2-5 days. It then takes approximately 2-14 business days for the funding to arrive, once approved.
Will Income documentation be needed for personal funding?
Income documentation is not needed on 99% of loans, however, they may be able to increase total funding.
Is there an ALL cash funding option?
Our clients typically receive a combination of funds in the form of major bank issued credit cards (such as: Visa, MasterCard, American Express and Discover), Lines of credit and Installment loans.
When will I be required to pay the fees for you providing the personal funding services?
Payment is due within 24 hours upon receiving each funded line.
What forms of payment will you accept for payment?
We collect our backend fee via several methods of payment: PayPal, Credit Card Charge Authorization Form, Online Balance Transfer, and Direct Deposit.
Can you do personal funding using only my Equifax credit file and not Experian or Transunion?
We can do personal funding using only Equifax credit or only Experian. We do not provide funding with Transunion only, unless there is military affiliation we can use.
What is the max amount of funding I can obtain?
Based on the strength of the personal credit file we can fund up to a maximum of $250,000.00
Will you be removing credit inquiries from my report following funding?
No, we do not provide removal of credit inquiries.
What is the minimum amount of funding available through your personal funding services?
The minimum amount of funding we will submit for is $20,000. However, approvals can come back lower than that amount.
Do you provide credit repair services?
We do not provide credit repair services.

The Funding Company has been in business since 2008. Over this period of time we have helped thousands of clients fulfill their borrowing needs, through our professional expertise.


Why? We know how to analyze your entire credit profile and apply with the correct lending institutions whose lending criteria matches your specific credit. This plan avoids costly mistakes, lower approval limits, higher interest rates, and unnecessary inquiries.